How Insurance Companies Work to Deny Your Sarasota Personal Injury Claim
As you know, Sarasota and Bradenton sit right off of Interstate 75. I-75 is one of the largest interstates in the nation, considering that it connects with every cross-country highway all the way from Florida to the Canadian border. Several different types of personal injury claims arise as a result of this large link, from car accidents, to motorcycle accidents, and finally to truck accidents. Since personal injury claims most often involve big insurance companies, they play a huge role in determining the outcome of personal injury claims.
The Insurance Company’s Goal in a Personal Injury Claim
The insurance company’s primary goal in a personal injury claim is to pay as little money as possible. You might ask yourself, “Why?”, and that is because insurance companies are for-profit, not people. This is the case whether the company is the insurer of the victim or the insurer of the party at-fault for the injuries.
An insurance adjuster will make it a point to place blame on the victim to show that the victim contributed to their own injuries and will ask several questions such as:
- Were you speeding?
- What were you doing at the time of the accident?
- Did you have the right-of-way?
Under the theory of comparative negligence, any percentage of fault on behalf of the victim equals a reduction in the amount of compensation the victim can recover. Meaning, if the victim is responsible for 10% of the accident, whatever the amount he or she recovers will be reduced by 10%.
Ways Insurance Companies Try to Deny Claims
In addition to assigning negligence to the victim, insurance companies use other tactics to deny claims. These tactics include the following:
- Demanding the victim give a recorded statement
- Ask victim to sign a medical authorization or release to obtain medical records
- Quickly rendering a settlement amount to the victim
- Denying liability
- Telling the victim that medical treatment is not covered
- Low-balling the victim on settlement offers and saying that the offer is fair
- Telling the victim that he or she doesn’t need to hire an attorney
Always Hire an Attorney for Personal Injury Claims
In order to ensure you get the full amount of compensation you are entitled to, it is important for a victim to hire an experienced and knowledgeable Sarasota personal injury attorney. Personal injury claims are often difficult and require plenty of documentation and other forms of evidence in order to put together a strong case and be successful.
The attorney will answer any questions the victim has regarding the claim and will also handle the insurance company on a victim’s behalf while he or she recovers from the injuries received due to the negligence of another.
Looking to file a Personal Injury Claim in Sarasota? Call Hale Law at 941-735-4529.
If you or someone you know is considering filing a personal injury claim Sarasota or Bradenton and are looking to hire an attorney to help file the personal injury case, the Sarasota personal injury lawyers at Hale Law are able to fight on their behalf. Please give us a call to schedule a free consultation at 941-735-4529 or use the “Contact Us” form online.